If you are considering pet insurance here are some basics.
Pet insurance helps protect you from large or unexpected veterinary bills. It can make sure you won't have to choose between your pet's well-being and your finances.
Veterinary care is getting more expensive. Veterinarians now have options like using MRIs and chemotherapy to treat their pet patients. Pet insurance can help make sure you'll always be able to give your pet the best medical care available.
The good news is that you don't need to worry about whether your existing vet takes pet insurance. All pet insurance companies will allow claims from any licensed veterinarian. However, you will have to pay the veterinary bill out of your own pocket and then submit the claim to your insurance company for reimbursement. Pre-existing conditions are not covered.
You will need to do some research and compare. A low price is no bargain if your insurance company denies your pet's claim. Cheaper policies tend to provide less coverage. Choosing a plan that covers routine preventive treatments, like vaccinations and dental cleanings, can help your pet live a long and healthy life and wellness coverage can help you pay for them. Knowing you'll get reimbursed for wellness care may even motivate you to make those important appointments.
Pet Insurance Companies:
Top companies are: VPI, PetPlan, Embrace, Trupanion, PetsBest and Pets First.
To find the right insurance policy for you and your pet: